Capitalize Sign Up Bonus – Verified Deals & Offers | October 2026

Consistent service, reliable

This was my second time using Capitalize, this time for a 457(b) to IRA rollover. My first experience involved a 401(k) from a few years ago. Both times, the white-glove rollover support was excellent. The process was just as smooth and efficient as I remembered. They kept me updated, and it moved along exactly as I expected. It's why I came back; they're very reliable.

Smooth 401(k) to IRA Rollover

I used Capitalize to roll over an old 401(k) to a new IRA, and the process was surprisingly straightforward. I started by filling out their online form, which asked for details about my old employer and 401(k) provider. The digital rollover platform was easy to navigate. Within a day, a representative contacted me via email to confirm details and explain the next steps. They handled all the paperwork and communication with my old provider. It took about 15 business days from start to finish, which felt reasonable for moving financial accounts. I didn't need to call anyone, as all updates came through their portal and email. The service was indeed free for me, as advertised, and they even helped me open the new IRA account. Quality service, definitely helped reduce a lot of hassle.

Quick and simple rollover

Needed to move an old 401(k). Capitalize handled the Traditional IRA rollover. It was fast and I didn't have to do much. Good service, free too.

So easy, will use again!

I used Capitalize for my 403(b) to IRA rollover and it was such a breeze! I didn't have to deal with any of the frustrating paperwork. They just took care of everything. Seriously, it saved me so much time and headache. I'm definitely coming back for my other old accounts. Thank you, Capitalize!

Great value, no cost to me

I was looking to consolidate some old retirement accounts and found Capitalize. The main draw was that it's completely free for consumers. I wasn't eligible for any referral bonuses at the time, but just getting the 401(k) to IRA rollover done without paying any fees was a huge win. Compared to what some financial advisors charge, this felt like excellent value. Very budget-friendly.